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Rate Assumptions:
  • Sun Mortgage Funding mortgage rates may change without notice subject to market conditions.
  • Rates and fees are based on an average loan amount of $191,933.92 in the state of FL. Actual fees may vary.
  • Loan-to-Value Ratio of 80% for loans up to and including $1.5 million. Loan-to-Value ratio for loans in excess of $1.5 million is 75%.
  • Excellent credit - score 780 and above.
  • Single Family Primary Residence.
  • 60-day lock period.
  • Actual interest rate will vary depending upon loan-to-value and credit score.
  1. 5/1 ARM Loan: For a 5/1 ARM, the initial fixed rate for the first 60 months will be 4.500, and the monthly payment will be $972.50 and is estimated to adjust based upon the sum of the index and margin to 4.186 for the next 12 months and the monthly payment will be $941.58. The interest rate may adjust annually thereafter. The monthly payment reflects principal and interest only and does not include taxes and hazard insurance. Your monthly payment may be higher.
  2. 10/1 ARM Loan: For a 10/1 ARM, the initial fixed rate for the first 120 months will be 4.125, and the monthly payment will be $930.21 and is estimated to adjust based upon the sum of the index and margin to 4.186 for the next 12 months and the monthly payment will be $935.13. The interest rate may adjust annually thereafter. The monthly payment reflects principal and interest only and does not include taxes and hazard insurance. Your monthly payment may be higher.
  3. 15 Year Fixed Rate Loan: The monthly payment for a 15 year mortgage loan is 180 monthly payments of $1,395.79. The monthly payment reflects principal and interest only and does not include taxes and hazard insurance. Your monthly payment may be higher.
  4. 30 Year Fixed Rate Loan: The monthly payment for a 30 year mortgage loan is 360 monthly payments of $916.32. The monthly payment reflects principal and interest only and does not include taxes and hazard insurance. Your monthly payment may be higher.
  5. For Pre-Approval, final commitment is subject to verification of information, receipt of satisfactory sales contract on the home you wish to purchase, appraisal and title report, and meeting our customary closing conditions. There is no charge for Pre-Approval pre-approval, but standard application and commitment fees apply.

‡ 1/8th Refinance Offer: Offer available on conforming refinance transactions only. Offer cannot be combined with any other offer and is available only when referencing the Offer Code to your Sun Mortgage Funding mortgage representative and must be presented at the time you submit your application. Offer may be modified or withdrawn at any time without notice.

Terms, conditions and fees for accounts, programs, products and services are subject to change without notice. Offer cannot be combined with any other incentives. Sun Mortgage Funding reserves the right to suspend, change and terminate the offers and promotion. This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Closing costs credit will be applied at closing.

This offer contains information about U.S. domestic financial services provided by Sun Mortgage Funding, and is intended for use domestically in the U.S.

Offers are not applicable on Home Equity Loans and Lines of Credit. © 2019 Sun Mortgage Funding, NMLS #412915. Member FDIC and Equal Housing Lender.